What is an IVA and How Does It Work?

Category: Retirement Date: 28-05-2019

What is an IVA and How Does It Work?

MARTIN’S difficulties began back in 2006 when he and his wife moved to Yorkshire and his financial circumstances changed.

Nine years later, he is unemployed and deeply in debt – he owes £85,000 on nine different credit cards, a personal loan and a ‘managed’ loan he took out to help him get out of trouble.

...

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How to Dealing with County Court Judgments

Category: Economy Date: 02-04-2019

How to Dealing with County Court Judgments

county court judgments, popularly known as CCJs, are decisions on how you should pay up what is owed to your lenders, issued by a county  court after a person’s failure to repay his debt to an individual or organization

Before receiving a county court Judgement, they are usually some paperwork that is present to you, before a judgment is made.  ...

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Equity Release Mortgage: Best Step By Step Guide

Category: Veterans Date: 31-05-2019

Equity Release Mortgage: Best Step By Step Guide

he words “equity release” is enough to send shivers up some people’s spines. There have been some horror stories about this retirement option, and I dare say some of them are true. Last year, homeowners withdrew over £3bn through equity release products, according to data from the advisers Key Retirement.

Sales of equity release plans increased by over 40 percent in 2017, compared to the ...

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Debt Management Companies: Which is Best for You?

Category: Medical Date: 22-05-2019

Debt Management Companies: Which is Best for You?

Karen Wilde, 46, from Manchester always lived in fear of phone calls. She also panicked whenever she had a knock at the door. They used to come or call every day, she would say, it was driving me “crazy “and it was during one of those visits by debt collectors that she finally had a meltdown and asked the debt collector to leave.

Karen’s case was somewhat complex as she was responsible for the two people in the hous ...

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